410-778-1600 Main Branch | 410-778-2181 Morgnec Branch | 410-778-1600 Heron Point Branch | 410-778-2265 Automated Telephone Banking
Statue Chestertown, Maryland
Statue Sculptor/Artist “France”

Blue Heron Plaza
Chestertown, Maryland

Personal Checking Accounts*

Special Checking

Making it our most flexible account, this checking account features no monthly maintenance fee or minimum balance requirement with a monthly ACH U.S. Treasury or payroll deposit (minimum $250).

Regular Checking

This account offers unlimited check writing with no monthly maintenance fee. There is no monthly minimum balance charge if you maintain a $500 daily balance in this account OR maintain $1,500 in a linked savings or money market account.

Senior Advantage

An account for our senior clients. For those age seventy and older with a monthly direct deposit of a pension or Social Security, there is no minimum balance requirement, no monthly maintenance fee, and no fee to receive paper statements.

Money Market Checking

Our money market checking account allows you to earn interest through a tiered interest rate structure on balances of $1,000 or more, so as your balance increases, so do your earnings. In addition, enjoy the added benefits of four fee-free¹ foreign ATM transactions. Maintain a daily balance of $1,000 to avoid a monthly minimum balance charge.

Chesapeake Club Checking

Membership has many rewards. Enjoy tiered money market interest rates with balances of $5,000 or more. In addition, enjoy the added benefits of unlimited fee-free¹ foreign ATM transactions, a complimentary financial plan with annual review, $25 annual safe deposit box discount, free Chesapeake Club checks and free Cashier’s Checks. Maintain a daily balance of $5,000 to avoid a monthly minimum balance charge.


¹No CB&T fee. Others may apply. All accounts and related products are subject to various fees and charges. Complete account disclosures, including current interest rates and fees, are available upon request.
*$250 minimum required opening deposit for all checking and savings accounts.

What Account is Right for You? What You Need to Know as a Maryland Consumer