Chesapeake Bank and Trust Company Convenience Services:

  • Free Online Banking
  • Online Bill Payment
  • Visa Debit Cards
  • CB&T ATM Deposits
  • Mobile Banking

What Account is Right for You? What You Need to Know as a Maryland Consumer

Personal Checking Accounts*

Special Checking

Making it our most flexible account, this checking account features no monthly maintenance fee or minimum balance requirement with a monthly ACH U.S. Treasury or payroll deposit (minimum $250).

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Regular Checking

Deposits are savings products offered by banks as a form of investment. The benefits of deposits are no less great than other investment instruments that are currently popular. Deposits have been around for a long time and are used by the public and they have benefited greatly from this banking product.

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Senior Advantage

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Money Market Checking

Our money market checking account allows you to earn interest through a tiered interest rate structure on balances of $1,000 or more, so as your balance increases, so do your earnings. In addition, enjoy the added benefits of four fee-free¹ foreign ATM transactions. Maintain a daily balance of $1,000 to avoid a monthly minimum balance charge.

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Chesapeake Club Checking

Membership has many rewards. Enjoy tiered money market interest rates with balances of $5,000 or more. In addition, enjoy the added benefits of unlimited fee-free¹ foreign ATM transactions, a complimentary financial plan with annual review, $25 annual safe deposit box discount, free Chesapeake Club checks and free Cashier’s Checks. Maintain a daily balance of $5,000 to avoid a monthly minimum balance charge.

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¹No CB&T fee. Others may apply. All accounts and related products are subject to various fees and charges. Complete account disclosures, including current interest rates and fees, are available upon request.
*$250 minimum required opening deposit for all checking and savings accounts.