We offer a variety of
Certificate of Deposit accounts.

SPECIAL CD
RATES

APY - ANNUAL PERCENT YIELD

6-Months
Certificate**

3.80 % APY*

Minimum to Open is $15,000
Non-CB&T funds
**Rates subject to change

Penalty Free* 11-Months
Certificate

3.24 % APY*

Minimum to Open is $15,000
*One penalty free withdrawal per term

Certificates of Deposit and IRAs

Investment Certificates of Deposit**

We offer a variety of Certificate of Deposit accounts. With terms ranging from 3 to 60 months, it is easy to find an investment account that fits your needs. Please speak with a Customer Service Representative about our current rates and terms.

Individual Retirement Accounts

We offer several IRA savings plans, including Certificates of Deposit and Money Market accounts. Please speak with a Customer Service Representative to find the product that best suits your retirement planning needs.


**$1,000 minimum required opening deposit

What Account is Right for You? What You Need to Know as a Maryland Consumer