Main Branch

245 High Street
Chestertown, MD 21620
410 778 1600 tel
410 778 1094 fax

Drive-in Branch

301 Morgnec Road
Chestertown, MD 21620
410 778 2181 tel

Investment Services

245 High Street
Chestertown, MD 21620
410 778 1600 tel

4-Star Rating

Bauer Financial Rating

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Chesapeake Bank and Trust

Our mission is to help our clients achieve their dreams by providing the best financial and investment services and tools available.

Whether it's building a business or building a house, creating a legacy for the next generation or planning for your own retirement, your vision with our expertise combine to reach any goal.

If you like the speed and flexibility of dealing one-on-one with people who make the decisions, you'll like doing business with us. We understand that our customers want to be treated as individuals, not as a numbers or statistics. In order to make it easy for you to manage your business and personal finances, we offer a complete spectrum of financial products and services, including:

Borrowing

Banking

Investing

Equal Housing Lender. Member FDIC.Member FDIC

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© 2006 Chesapeake Bank and Trust Company. All Rights Reserved. Chesapeake Bank and Trust Member FDIC.  Equal Housing Lender.



DISCLOSURES

FDIC Deposit Insurance Coverage

1) The FDIC has temporarily increased its insurance coverage on deposit accounts from $100,000 to $250,000 through December 31, 2013.
2) Under the FDIC's rules, up to $250,000 in deposit insurance will be provided for the money a consumer has in a variety of retirement accounts at one insured institution.
3) The FDIC has adopted changes to simplify the rules for determining the coverage available on revocable trust accounts - commonly called payable-on-death accounts or living trust accounts. Under the revised rules, coverage for the vast majority of account owners generally is based on the number of beneficiaries named in a depositor's revocable trust account(s).

Transaction Account Guarantee Program

Chesapeake Bank and Trust is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing banking transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Notice to Commercial Account Holders

If you are a commercial customer, please be advised that you are prohibited from engaging in any activity or business that is unlawful under the Unlawful Internet Gambling Enforcement Act of 2006, 31 USC 5361, it seq., (the "UIGEA"). You may not use your account or any other service we offer to receive any funds transfer, credit, instrument or proceeds that arise out of a business that is unlawful under the UIGEA. If anyone asks us to process a transaction that we believe is restricted under the UIGEA, we may block the transaction and take any other action we deem to be reasonable under the UIGEA.

Investment Account Specific Information

Investment products are provided by PrimeVest® Financial Services, Inc.

PrimeVest® Financial Services, Inc. is an independent, registered
broker-dealer and registered investment adviser. Member SIPC/NASD. Securities and insurance products offered by PrimeVest:

- Are NOT FDIC insured
- May go down in value
- Not financial institution guaranteed
- Not a deposit
- Not insured by any federal government agency

Advisory services may only be offered by Investment Adviser Representatives in connection with an appropriate PrimeVest Advisory Services Agreement and disclosure brochure as provided.