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Sound bank loan policies, coupled with careful observance of state and federal lending regulations, make Chesapeake Bank and Trust your dependable partner in providing a wide range of loan services. Stop by any of our convenient locations, and allow our loan specialists to work with you on your financial needs.

Chesapeake Bank and Trust provides commercial loans to individuals, partnerships and corporations. For expansion and development, commercial real estate purchases, new equipment and investment opportunities, our business loans offer flexible terms and competitive rates. Talk with one of our loan officers about a loan to suit your needs for today and the future.

At Chesapeake Bank and Trust, we not only offer our "Hands On" level of service but we also provide useful mortgage tools and information that you can use to best understand your mortgage loan options.  With the assistance of our loan officers, you'll be guided through the process of understanding and choosing the best mortgage product that works for you.

Please call or visit one of our branches for our current competitive rates as they may change frequently and are subject to each applicant's unique credit profile. 

  • Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.  Our experienced and friendly loan officers are available to assist you and are just a phone call away.
  • Applying for a loan? Our experienced and friendly loan officers can easily  complete a mortgage application for you within minutes and discuss locking in a competitive and affordable interest rate. 
  • Refinancing your home? This may be the best time to consider refinancing your current mortgage to a low rate fixed mortgage.  Please be sure to remember that if you have a second mortgage or a home equity loan to let us know if you want it rolled into your new loan or kept separate from your new refinance loan.

As a local lender, we at Chesapeake Bank and Trust have the unique opportunity to offer you a lending experience that is personally tailored. You’ll find we can create a loan for just about any need—whether business or personal, large or small, long term or short term. Our rates are competitive. Our response times are surprisingly fast. And with our legendary service, you’ll find much more than the money you need.

We invite you to talk with us about your specific needs and dreams, and allow us to create a loan to help you achieve them. These are just a few of the needs for which we offer personal loans:

  • New and Used Automobiles
  • Boats and Recreational Vehicles
  • Home Improvements and Additions
  • Home Furnishings and Landscaping
  • Real Estate and Investments
  • Health Care Expenses
  • Vacations and Special Occasions
  • Unexpected Emergencies

To speak to us about the loan that is right for you, you may call or visit us at any of our locations.